PaymentServiceProvider

Entity Definition

Logical Name : PaymentServiceProvider
Physical Name : PA_PYM_SV_PVR

A payment service provider offers merchants online services for accepting electronic payments by a variety of payment methods including credit card, bank-based payments such as direct debit, bank transfer, and real-time bank transfer based on online banking. Some PSPs provide services to process other next generation methods (Payment systems) including cash payments, wallets such as PayPal, Adyen, WebMoney, Payoneer, and Moneybookers, prepaid cards or vouchers, and even paper or e-check processing. Typically, a PSP can connect to multiple acquiring banks, card, and payment networks. In many cases, the PSP will fully manage these technical connections, relationships with the external network, and bank accounts. This makes the merchant less dependent on financial institutions and free from the task of establishing these connections directly, especially when operating internationally. Furthermore, a full-service PSP can offer risk management services for card and bank based payments, transaction payment matching, reporting, fund remittance and fraud protection in addition to multi-currency functionality and services. PSP fees are typically levied in one of two ways: as a percentage of each transaction or a low fixed cost per transaction

Data Definition

Attribute	Description	Physical Name	Domain	Data Type	Foreign Key Table
PaymentServiceProviderID (PK)	The identifier for an electonic payment service provider.	ID_PYM_SV_PVR	Identity	integer
PartyRoleAssignmentID (FK)	Token identifier for a PartyRoleAssignmentInstance.	ID_PRTY_RO_ASGMT	Identity	integer	PartyRoleAssignment(PA_RO_PRTY)

Relationships

Parent Entity	Verb Phrase	Child Entity
PartyRoleAssignment	is a	PaymentServiceProvider
PaymentServiceProvider	enables	ExternalPurchasedCreditDebitCardSpendData
PaymentServiceProvider	executes payments for	Tender

Logical Views containing PaymentServiceProvider

Logical View
Logical 02330 - Retail Transaction - Tender - Macro View
Logical 06310 - Party - Role View
Logical 07042 - Customer Wallet Share